Having the right auto insurance company and coverage is vital when (not “if”) you are involved in a motor vehicle incident. We have all heard the old adage, “You get what you pay for.” That same truism applies to car insurance as well. However, who you choose isn’t necessarily as important as what coverages you elect. Choosing the right automobile insurance coverage can be a tricky process. You have to consider deductibles, coverage types and coverage amounts while also trying to make your dollar go further. Here are some tips to help you make this important decision so you’re covered in case of an accident.